When it comes to investing, it’s the returns that are top of most people’s minds. Learn how we calculate them here.
Please remember that past performance is not a reliable indicator of future performance.
A transparent view of your investments
- £ returns shown include dividends, management fees and other costs.
- % returns are shown as a simple return and time-weighted return
Find the returns for your investment style
You can also view the published track records of our investment styles. Our fully managed style was the first to launch and has the longest investment track record of the three styles we offer. You can also view the fixed allocation investment track record.
We are still collecting data for our socially responsible portfolios and aim to publish the returns for these portfolios in the near future.
When do you update the returns?
Returns shown in your account are updated each business day after stock markets are closed. We update the published track record for our fully managed and fixed allocation portfolios monthly.
How do you manage portfolios to improve returns?
If you have a fully managed portfolio, our investment team manage your investments on a daily basis. They model economic and political factors to manage risk and make adjustments to your asset allocation to take advantage of market trends.
The socially responsible portfolios are managed in a similar way to the fully managed ones but with an increased exposure to assets that score well on environmental, social and governance principles.
Our fixed allocation portfolios are designed to perform without intervention. They are automatically rebalanced to stay in line with your chosen risk level but beyond that we keep our hands off.
Judging the performance of Nutmeg portfolios, or any kind of investment, over a short period will rarely give a fair representation of how they are likely to perform over the long term. While we can't guarantee a positive return over the long term, the longer you stay invested, the better chance you have.
Why don’t my returns match the published track record of my investment style?
There are several reasons why the returns you see on your account might not match up with the published track record for your investment style. The most common reasons are:
Changing risk levels
Your returns depend on the risk level you have chosen. If you change the risk level of your portfolio, then your full track record of returns may not be comparable to the published results.
Different time periods
If you compare your returns against the published returns, you must do the comparison over exactly the same time period if you want the performance figures to match. This is because prices in financial markets can vary from day to day.
Different fee rate
Our published performance is calculated after Nutmeg management fees, using the weighted average rate paid by Nutmeg clients. For the fully managed portfolios, we’ve used a fee of 0.82% per year including VAT prior to 01/02/2016, 0.72% between 01/02/2016 and 01/02/2017 and 0.64% thereafter. Returns also account for investment fund costs and the effect of market spread. Dividends have been included on an accrual basis.
These fee rates likely differ from your personal fee rates, which are based on your portfolio value and chosen investment style. Learn more about investing costs and charges.
If you have more questions please get in touch.