We invest twice a week, generally towards the start and end of each week.
On each trading day we invest recently arrived money, process withdrawals, buy and sell investments related to changing the risk level of a pot, and make any adjustments required to transfer money between pots.
We usually invest Mondays and Thursdays, but we may adjust these days or the frequency depending on demand and market conditions. We will however trade within a week of the last trade. So, when you pay in your money should be invested within one week as a maximum.
During the first week of each month we typically make any changes to fully-managed portfolios required by our investment team. In exceptional market circumstances, we may make portfolio changes or invest more frequently. Learn about how we manage portfolios
Fixed allocation portfolios are rebalanced automatically, and are not tied to the monthly rebalance for fully managed portfolios.
After trading you will generally see your new investments reflected by the close of business that day.
If you have recently opened an account with us it can take some time to complete our set up processes before we invest your new payments. With this in mind, even if you send money to us before an investment cycle it may not be invested until the next to allow us to complete these processes.
Why do we trade twice-weekly?
When we trade in bulk rather than every day it allows us to buy and sell everyone’s investments at the same time, which means that we can match buyers and sellers internally and keep costs low.